PayMe Referral Program Terms

Last Updated: November 12, 2026

These terms cover the PayMe referral program. The PayMe Terms of Service also apply, including the PayMe Points rules, the limits on PayMe's liability and the agreement to resolve disputes by arbitration. By sharing your code or link you agree to both.

Who can take part

PayMe users in the US who are 18 or older and have an account in good standing. One account per person. Void where prohibited.

What you get

500 points ($5) for each friend who qualifies, for up to 5 friends ($25 total) per person. Friends past that limit earn you nothing.

When a referral counts

Your friend must be new to PayMe, join with your code or link, finish setting up their account, and be active on PayMe. Each friend counts once, for one person. PayMe decides whether a referral qualifies, and its decision is final. PayMe may hold a reward while it checks, and that can take time.

Your friend

Unless the invite says otherwise, joining with a code does not pay your friend a bonus. "Up to $500" describes what some people recover through claims PayMe helps them file. It is not a promise or a guarantee. Most people get less, some get nothing, and amounts depend on the claims a person qualifies for.

Points and cash-out

Rewards are PayMe Points (100 points = $1) and follow the PayMe Points rules in the Terms of Service. Cashing out requires the cash-out minimum and an identity check, and points expire after 30 days without points activity. Points are not money, have no cash value until they are cashed out, and cannot be sold or transferred.

Your invites

You send your invites yourself. Only invite people you know, and only say things about PayMe that are true. You are responsible for the messages you send.

What is not allowed

  • Inviting yourself, or using more than one account
  • Fake, duplicate or automated accounts
  • Paid ads, spam, coupon sites or bulk messages
  • Misleading people about PayMe or the reward

PayMe can withhold, reverse or cancel rewards, and suspend or close accounts, if it believes these terms were broken or a referral was not genuine.

What rewards are for

Rewards are for inviting people to use the PayMe app. They are never payment for signing up for, joining or filing any legal claim, and no reward depends on any particular case. PayMe (Kinetic Studio, Inc.), not a law firm, pays them.

Changes

PayMe can change, pause or end the program, including reward amounts and limits, at any time and without notice, except where the law requires notice. A referral that has not qualified by then earns nothing.

Taxes and questions

You are responsible for any taxes on your rewards. Questions: help@kineticapps.io.